Homeownership Program is currently closed!
To apply, you must meet the following eligibility requirements:
On the application, we ask you to disclose all of your household income (see below for complete list).
We ask for all of your household income including non-cash income like food stamps and housing assistance because it helps us understand your monthly budget.
However, not all income will count for eligibility purposes. To determine your eligibility, we only include cash income that you can reasonably expect to last at least three years. Income can be from work, public assistance, retirement, child support, social security, or any other source of cash income. Income from employment is not required. For all income, you must submit sufficient documentation to verify that you receive it.
Habitat uses three criteria to evaluate applications: need for housing, ability to pay, and willingness to partner.
NEED FOR HOUSING
Need for housing comes in many forms listed is some of the basic criteria
ABILITY TO PAY
Applicant must be able to show provable, steady income, with household debt not exceeding 40% and payment history for rent, utilities and other monthly bills. Bank statements and credit report will be used for verification.
WILLINGNESS TO PARTNER
Partner with Habitat for Humanity to reach a common goal by attending all trainings, classes, monthly construction meetings and commit to working on the jobsite a minimum of one day a week. Pay the closing cost of $1500, while maintaining and improving financial standing.
Family partners are asked to share their stories for use in media relations i.e. Facebook, Instagram, Twitter and fundraising events, on occasions families are asked to be guest speakers at various events.
Lastly, every person 18 years or older who is listed on a program application is required to submit to a background check including a Washington State Patrol criminal history check and National Sex Offender Registry Check and attend a First Time Home Buyers Class.